An emergency fund should cover six, nine or 12 months of essential expenses, depending on job security, family responsibilities and income stability. Home loan EMIs, insurance premiums and school fees should be factored into the savings target.
Emergency fund: Earn ₹1 lakh a month? Heres how much you should save for 6, 9 or 12 months, experts explain
livemint.com - 20 Oct 2026 19:32
An emergency fund should cover six, nine or 12 months of essential expenses, depending on job security, family responsibilities and income stability. Home loan EMIs, insurance premiums and school fees should be factored into the savings target.
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